[{"data":1,"prerenderedAt":516},["ShallowReactive",2],{"hubs:en":3,"footer:en":25,"content:en:camt-053-to-excel":344},[4,10,15,20],{"id":5,"type":6,"title":7,"description":8,"path":9},"banks","hub","A bank statement converter that works with any bank","Convert statements from Chase, Barclays, HSBC, SBI, HDFC, CommBank or any other bank to Excel, CSV or QuickBooks, with download tips for each bank.","\u002Fbanks",{"id":11,"type":6,"title":12,"description":13,"path":14},"guides","Bank statement guides: from PDF to spreadsheet, books and tax return","Step-by-step bank statement guides: PDF to Excel, importing into QuickBooks Online and TallyPrime, reconciling in Excel, expense categories and OFX files.","\u002Fguides",{"id":16,"type":6,"title":17,"description":18,"path":19},"formats","Convert bank statements to the file format you need","Convert bank statements from PDF, scan, photo, CAMT.053 or MT940 to Excel, CSV, QuickBooks, Xero, OFX or QIF — and find the file format you need.","\u002Fformats",{"id":21,"type":6,"title":22,"description":23,"path":24},"use-cases","Who uses a bank statement converter, and for what","How bookkeepers, accountants, small businesses, mortgage brokers, tax preparers and individuals use a bank statement converter, and the job it does.","\u002Fuse-cases",[26,27,33,38,39,45,50,56,65,70,78,83,90,98,105,112,119,124,129,134,139,140,148,156,164,169,177,185,190,197,205,213,221,229,234,242,249,257,262,269,276,283,290,298,303,308,313,318,323,328,333,338,343],{"id":5,"type":6,"title":7,"description":8,"path":9},{"id":28,"type":29,"title":30,"description":31,"path":32},"usecase-mortgage","usecase","Bank statement analysis for mortgage brokers and lenders","Turn 12–24 months of borrower bank statements into one categorized, balance-checked spreadsheet for income averages and large-deposit review.","\u002Fmortgage-brokers",{"id":34,"type":29,"title":35,"description":36,"path":37},"usecase-accountants","Bank statement conversion for accountants and bookkeepers","Turn a client's year of PDF statements, scans and photos into balance-checked transactions and import files for QuickBooks, Xero or Excel.","\u002Faccountants-and-bookkeepers",{"id":11,"type":6,"title":12,"description":13,"path":14},{"id":40,"type":41,"title":42,"description":43,"path":44},"guide-mortgage-statements","guide","Bank statements for a mortgage: what lenders ask for and how to prepare them","How many months of bank statements mortgage lenders ask for, what underwriters look for, how large deposits are explained and how to prepare a clean set.","\u002Fbank-statements-for-mortgage",{"id":46,"type":41,"title":47,"description":48,"path":49},"guide-expense-categories","Business expense categories: the list and how to use it","A practical list of business expense categories with bank transaction examples and Schedule C lines, plus how to categorize bank transactions for taxes.","\u002Fbusiness-expense-categories",{"id":51,"type":52,"title":53,"description":54,"path":55},"categorize-transactions","convert","Categorize bank transactions automatically","Categorize bank transactions automatically: upload any statement and get clean payee names, your own categories and rules that always win. Totals in Excel.","\u002Fcategorize-bank-transactions",{"id":57,"type":58,"title":59,"description":60,"path":61,"bank":62},"bank-bancolombia","bank","Convert a Bancolombia statement to Excel","Convert Bancolombia statements (extractos) to Excel or CSV: where to download PDF and XLS, how to open locked PDFs, and how to balance-check every row.","\u002Fbancolombia-statement-to-excel",{"name":63,"country":64},"Bancolombia","CO",{"id":66,"type":52,"title":67,"description":68,"path":69},"convert-csv","Convert a bank statement to CSV","Convert a bank statement PDF, scan or photo to CSV: one clean row per transaction, categorized and balance-checked. Comma or semicolon, any date format.","\u002Fbank-statement-to-csv",{"id":71,"type":58,"title":72,"description":73,"path":74,"bank":75},"bank-chase","Convert a Chase statement to Excel","Convert Chase bank and credit card statements to Excel, CSV or QuickBooks. Where to download Chase PDFs and CSVs, how far back, and how to check totals.","\u002Fchase-statement-to-excel",{"name":76,"country":77},"Chase","US",{"id":79,"type":52,"title":80,"description":81,"path":82},"convert-xero","Convert a PDF bank statement and import it into Xero","Import any PDF bank or credit card statement into Xero: convert it to a Xero statement CSV, check it balances, then import it in a few clicks.","\u002Fbank-statement-to-xero",{"id":84,"type":58,"title":85,"description":86,"path":87,"bank":88},"bank-american-express","Convert an American Express statement to Excel","Export American Express transactions to Excel or CSV, or convert older Amex PDF statements beyond the two-year window. Signs and card members explained.","\u002Famex-statement-to-excel",{"name":89,"country":77},"American Express",{"id":91,"type":58,"title":92,"description":93,"path":94,"bank":95},"bank-hdfc-bank","Convert an HDFC Bank statement to Excel","Convert HDFC Bank account and credit card statement PDFs to Excel or CSV. NetBanking download options, the Customer ID password and Tally tips explained.","\u002Fhdfc-bank-statement-to-excel",{"name":96,"country":97},"HDFC Bank","IN",{"id":99,"type":58,"title":100,"description":101,"path":102,"bank":103},"bank-icici-bank","Convert an ICICI Bank statement to Excel","Convert ICICI Bank account and credit card statement PDFs to Excel or CSV. How far back you can download, the card statement password and Tally tips.","\u002Ficici-bank-statement-to-excel",{"name":104,"country":97},"ICICI Bank",{"id":106,"type":58,"title":107,"description":108,"path":109,"bank":110},"bank-sbi","Convert an SBI bank statement PDF to Excel","Convert SBI bank statement PDFs to Excel or CSV, including password-protected e-statements. Where to get them, which password applies, and Tally tips.","\u002Fsbi-bank-statement-to-excel",{"name":111,"country":97},"State Bank of India (SBI)",{"id":113,"type":58,"title":114,"description":115,"path":116,"bank":117},"bank-bank-of-america","Convert Bank of America statements to Excel or QuickBooks","Convert Bank of America statements to Excel, CSV, QuickBooks (.qbo) or QIF — useful now that BofA's QFX Web Connect downloads have been discontinued.","\u002Fbank-of-america-statement-to-excel",{"name":118,"country":77},"Bank of America",{"id":120,"type":52,"title":121,"description":122,"path":123},"convert-quickbooks","Convert bank statements for QuickBooks Online and QuickBooks Desktop","Convert PDF bank statements to a QuickBooks Online CSV or a .qbo Web Connect file for QuickBooks Desktop — categorized and balance-checked first.","\u002Fbank-statement-to-quickbooks",{"id":125,"type":52,"title":126,"description":127,"path":128},"convert-excel","Convert bank statements to Excel","Convert any bank statement PDF, scan or photo to Excel in seconds. Every transaction categorized and checked against your balances. See it before you pay.","\u002Fbank-statement-to-excel",{"id":130,"type":52,"title":131,"description":132,"path":133},"convert-ofx","Convert bank statements to OFX files","Convert a bank statement PDF, scan or CSV to an OFX file for GnuCash, Xero, Wave, Sage and more. Every transaction is balance-checked before you import.","\u002Fbank-statement-to-ofx",{"id":135,"type":52,"title":136,"description":137,"path":138},"convert-qif","Convert bank statements to QIF for Quicken and other money apps","Convert a bank statement PDF, scan or CSV to a QIF file for Quicken, GnuCash or HomeBank, with clean payees, categories and a balance check before import.","\u002Fbank-statement-to-qif",{"id":16,"type":6,"title":17,"description":18,"path":19},{"id":141,"type":58,"title":142,"description":143,"path":144,"bank":145},"bank-barclays","Convert Barclays bank statements to Excel","Convert Barclays and Barclaycard PDF statements to Excel, CSV or Xero. Where to find seven years of statements online and how to check the balances.","\u002Fbarclays-statement-to-excel",{"name":146,"country":147},"Barclays","GB",{"id":149,"type":58,"title":150,"description":151,"path":152,"bank":153},"bank-bbva-mexico","Convert BBVA México statements (estado de cuenta) to Excel","Convert BBVA México estado de cuenta PDFs to Excel or CSV, including password-protected e-mailed PDFs. Every movement categorized and balance-checked.","\u002Fbbva-mexico-statement-to-excel",{"name":154,"country":155},"BBVA México","MX",{"id":157,"type":58,"title":158,"description":159,"path":160,"bank":161},"bank-caixabank","Convert CaixaBank statements to Excel","Convert CaixaBank PDF extractos to Excel or CSV. Where to find movements and statements in CaixaBankNow, what each file holds, and a balance check.","\u002Fcaixabank-statement-to-excel",{"name":162,"country":163},"CaixaBank","ES",{"id":165,"type":52,"title":166,"description":167,"path":168},"convert-camt053","Convert CAMT.053 files to Excel","Convert camt.053 bank statement XML to Excel or CSV: one row per entry with signed amounts, payee and category, checked against the file's balances.","\u002Fcamt-053-to-excel",{"id":170,"type":58,"title":171,"description":172,"path":173,"bank":174},"bank-commbank","Convert CommBank statements to Excel, Xero, OFX or QIF","Convert Commonwealth Bank statements to Excel, CSV, Xero, OFX or QIF — now that NetBank only exports CSV. Works with PDFs up to seven years back.","\u002Fcommbank-statement-to-excel",{"name":175,"country":176},"Commonwealth Bank (CommBank)","AU",{"id":178,"type":58,"title":179,"description":180,"path":181,"bank":182},"bank-credit-agricole","Convert Crédit Agricole statements to Excel","Convert Crédit Agricole e-relevés to Excel, CSV or OFX. Where to download operations, why history stops at 12 months, and how to convert older PDFs.","\u002Fcredit-agricole-statement-to-excel",{"name":183,"country":184},"Crédit Agricole","FR",{"id":186,"type":52,"title":187,"description":188,"path":189},"convert-credit-card","Convert credit card statements to Excel","Convert credit card statement PDFs to Excel, CSV, QuickBooks or Xero. Charges and payments are signed consistently and checked against the new balance.","\u002Fcredit-card-statement-to-excel",{"id":191,"type":58,"title":192,"description":193,"path":194,"bank":195},"bank-hsbc-uk","Convert HSBC UK bank statements to Excel","Convert HSBC UK bank statements to Excel, CSV or Xero: how to download HSBC PDFs and transaction files, and what the payment codes mean.","\u002Fhsbc-statement-to-excel",{"name":196,"country":147},"HSBC UK",{"id":198,"type":58,"title":199,"description":200,"path":201,"bank":202},"bank-ing-deutschland","Convert ING Germany Kontoauszüge to Excel and CSV","Convert ING Germany (ING-DiBa) PDF Kontoauszüge to Excel or CSV, including transactions older than the 390 days online banking shows. Balance-checked.","\u002Fing-germany-statement-to-excel",{"name":203,"country":204},"ING Deutschland","DE",{"id":206,"type":58,"title":207,"description":208,"path":209,"bank":210},"bank-intesa-sanpaolo","Convert Intesa Sanpaolo statements to Excel","Intesa Sanpaolo exports movements to Excel for only 13 months. Convert older PDF estratti conto to Excel or CSV, balance-checked and categorized.","\u002Fintesa-sanpaolo-statement-to-excel",{"name":211,"country":212},"Intesa Sanpaolo","IT",{"id":214,"type":58,"title":215,"description":216,"path":217,"bank":218},"bank-japan-post-bank","Convert Japan Post Bank passbooks and statements to Excel","Turn ゆうちょ passbook photos and Yucho Direct CSV files into a categorized, balance-checked Excel or CSV file. Download steps, limits and quirks.","\u002Fjapan-post-bank-passbook-to-excel",{"name":219,"country":220},"Japan Post Bank (ゆうちょ銀行)","JP",{"id":222,"type":58,"title":223,"description":224,"path":225,"bank":226},"bank-mbank","Convert mBank statements to Excel","Convert mBank statements to Excel or CSV. Where to export history, why the operation list isn't an accounting record, and how to open a Secure PDF.","\u002Fmbank-statement-to-excel",{"name":227,"country":228},"mBank","PL",{"id":230,"type":52,"title":231,"description":232,"path":233},"convert-mt940","Convert MT940 files to Excel","Convert MT940 statement files (.sta, .mt940) to Excel or CSV: :61: and :86: decoded into dates, signed amounts, payees and categories. Balance-checked.","\u002Fmt940-to-excel",{"id":235,"type":58,"title":236,"description":237,"path":238,"bank":239},"bank-nubank","Convert Nubank statements and faturas to Excel","Turn a Nubank extrato (OFX or PDF) or credit card fatura into Excel or CSV with every transaction categorized and checked against the balances.","\u002Fnubank-statement-to-excel",{"name":240,"country":241},"Nubank","BR",{"id":243,"type":58,"title":244,"description":245,"path":246,"bank":247},"bank-pko-bp","Convert PKO Bank Polski statements to Excel","Convert PKO BP PDF wyciągi to Excel or CSV. Where iPKO keeps statements, what MT940 and camt.053 reports cover, and how to convert older periods.","\u002Fpko-bp-statement-to-excel",{"name":248,"country":228},"PKO Bank Polski",{"id":250,"type":58,"title":251,"description":252,"path":253,"bank":254},"bank-rbc","Convert RBC Royal Bank statements to Excel","Convert RBC Royal Bank eStatements and credit card statements to Excel, CSV or QuickBooks. Where to find them and what happens when an account closes.","\u002Frbc-statement-to-excel",{"name":255,"country":256},"RBC Royal Bank","CA",{"id":258,"type":52,"title":259,"description":260,"path":261},"convert-scanned","Convert scanned bank statements and photos to Excel","Convert scanned bank statements, faxes and phone photos to Excel. Every row is checked against the statement's balances, so a misread digit gets caught.","\u002Fscanned-bank-statement-to-excel",{"id":263,"type":58,"title":264,"description":265,"path":266,"bank":267},"bank-smbc","Convert SMBC (Sumitomo Mitsui) statements and passbooks to Excel","Download SMBC Direct transactions as CSV, or convert older passbook pages and PDFs into a categorized, balance-checked Excel file. Limits explained.","\u002Fsmbc-statement-to-excel",{"name":268,"country":220},"Sumitomo Mitsui Banking Corporation (三井住友銀行)",{"id":270,"type":58,"title":271,"description":272,"path":273,"bank":274},"bank-sparkasse","Convert Sparkasse statements (Kontoauszüge) to Excel","Convert Sparkasse Kontoauszug PDFs to Excel or CSV, or upload CSV-CAMT and CAMT exports. Every transaction categorized and balance-checked.","\u002Fsparkasse-statement-to-excel",{"name":275,"country":204},"Sparkasse",{"id":277,"type":58,"title":278,"description":279,"path":280,"bank":281},"bank-unicredit","Convert UniCredit statements and movement lists to Excel","Download UniCredit movements as Excel, or convert PDF estratto conto, card statements and client PDFs to Excel or CSV — balance-checked and categorized.","\u002Funicredit-statement-to-excel",{"name":282,"country":212},"UniCredit",{"id":284,"type":58,"title":285,"description":286,"path":287,"bank":288},"bank-wells-fargo","Convert Wells Fargo statements to Excel","Convert Wells Fargo bank and credit card statements to Excel, CSV or QuickBooks, beyond the 18-month and 90-day download limits. Balance-checked.","\u002Fwells-fargo-statement-to-excel",{"name":289,"country":77},"Wells Fargo",{"id":291,"type":58,"title":292,"description":293,"path":294,"bank":295},"bank-ziraat-bankasi","Convert Ziraat Bankası statements to Excel","Convert Ziraat Bankası ekstre PDFs, scans and MT940 files to Excel or CSV. Where to find statements online, MT940 for companies, and a balance check.","\u002Fziraat-bank-statement-to-excel",{"name":296,"country":297},"Ziraat Bankası","TR",{"id":299,"type":41,"title":300,"description":301,"path":302},"guide-pdf-to-excel","How to convert a bank statement PDF to Excel","Seven ways to convert a bank statement PDF to Excel, from a free bank download and Excel's Get Data to Adobe, ChatGPT and converters — with pros and cons.","\u002Fhow-to-convert-bank-statement-pdf-to-excel",{"id":304,"type":41,"title":305,"description":306,"path":307},"guide-reconciliation","How to do a bank reconciliation in Excel","How to do a bank reconciliation in Excel: the step-by-step method, a template layout, the formulas to match transactions and a worked example.","\u002Fbank-reconciliation-in-excel",{"id":309,"type":41,"title":310,"description":311,"path":312},"guide-quickbooks-online","How to import a bank statement into QuickBooks Online","How to upload a bank statement to QuickBooks Online: menu path, the 3- or 4-column CSV format, 350 KB and 1,000-line limits, and fixes for failed uploads.","\u002Fimport-bank-statements-into-quickbooks-online",{"id":314,"type":41,"title":315,"description":316,"path":317},"guide-tally","How to import a bank statement into TallyPrime","How to import a bank statement into TallyPrime with Alt+O → Bank Statement, which formats Tally accepts, and what to do when you only have a PDF statement.","\u002Fimport-bank-statement-into-tally-prime",{"id":319,"type":41,"title":320,"description":321,"path":322},"guide-password-pdf","How to remove the password from your bank statement PDF","Remove the password from your own bank statement PDF with Chrome, Preview, Acrobat or qpdf, find your bank's password rule, and convert the statement.","\u002Fremove-password-from-bank-statement-pdf",{"id":324,"type":29,"title":325,"description":326,"path":327},"usecase-tax-preparation","Organize your bank statements for tax preparation","Turn a year of bank and card statements into categorized income and expenses, matched to Schedule C lines, with totals your tax preparer can use.","\u002Ftax-preparation",{"id":329,"type":29,"title":330,"description":331,"path":332},"usecase-small-business","Simple bookkeeping from your bank statements","Turn your business bank and card statements into simple books: every transaction categorized, totals by category and month, ready for your accountant.","\u002Fsmall-business",{"id":334,"type":29,"title":335,"description":336,"path":337},"usecase-personal-finance","Track your spending from bank statements","See where your money goes: turn past bank and credit card statements into a spreadsheet of spending by category and month. No bank login needed.","\u002Fpersonal-finance",{"id":339,"type":41,"title":340,"description":341,"path":342},"guide-ofx-files","What is an OFX file, and how is it different from QFX, QBO and QIF?","What an OFX file is, what's inside it, how it differs from QFX, QBO and QIF, how to open one in Excel, and how to make an OFX file from a PDF statement.","\u002Fwhat-is-an-ofx-file",{"id":21,"type":6,"title":22,"description":23,"path":24},{"id":165,"locale":345,"type":52,"slug":346,"title":347,"description":167,"h1":166,"lead":348,"updated":349,"hub":16,"steps":350,"blocks":360,"faq":486,"related":503,"alternates":504,"path":168,"hubPage":508,"relatedPages":509,"listing":515},"en","camt-053-to-excel","CAMT.053 to Excel: Open and Convert camt.053 Files","Upload the camt.053 XML file from your bank and download an Excel workbook or CSV with one row per booked entry — a real date, a signed amount, the counterparty, the payment purpose and a category — checked against the file's own opening and closing balances.","2026-10-28",[351,354,357],{"title":352,"body":353},"Download the camt.053 file","In your business online banking, export the account statement as **camt.053** (banks also label it CAMT, ISO 20022 or XML statement). If the bank hands you a ZIP of daily files, unzip it first.",{"title":355,"body":356},"Upload the XML","Drop one .xml file or a whole folder of them. Each account and currency becomes its own statement, and daily statements of the same account are joined up.",{"title":358,"body":359},"Export","Choose **Excel** or **CSV**, or a file for your accounting software: QuickBooks, Xero, OFX or QIF. Several files can go into one export, limited to a date range if you like.",[361,366,397,441,453,476,481],{"h2":362,"p":363},"What is a CAMT.053 file?",[364,365],"CAMT.053 is the ISO 20022 **Bank-to-Customer Statement**: the end-of-day account statement as an XML file. It carries the same information as a printed statement — account, period, opening and closing balance, every booked entry — but in tagged fields a computer can read without guessing.","Banks offer it mainly to business customers, through business online banking, EBICS or host-to-host connections, and it is common wherever SEPA payments are used. It is the ISO 20022 successor of the SWIFT [MT940 statement](\u002Fmt940-to-excel). The exact version is in the file's namespace, for example camt.053.001.02 (widely used for SEPA) or a later version such as camt.053.001.08. The message definitions are published in the [ISO 20022 catalogue](https:\u002F\u002Fwww.iso20022.org\u002Fiso-20022-message-definitions).",{"h2":367,"p":368,"table":370,"note":396},"The camt.053 file format: the parts that matter",[369],"A camt.053 file is long and deeply nested, but for bookkeeping only a handful of elements matter. All of them sit inside Document → BkToCstmrStmt:",{"head":371,"rows":374},[372,373],"Element","What it holds",[375,378,381,384,387,390,393],[376,377],"**GrpHdr**","Message id and creation time of the file",[379,380],"**Stmt**","One statement: usually one account for one day. A file can contain many",[382,383],"**Acct**","The account: IBAN (or another id), currency, owner and the servicing bank",[385,386],"**Bal**","Balances, typed by a code: **OPBD** opening booked, **PRCD** previously closed booked (some banks use it instead of OPBD), **CLBD** closing booked, **CLAV** closing available",[388,389],"**Ntry**","One booked entry: amount with its currency (Amt, Ccy attribute), **CdtDbtInd** (CRDT or DBIT), status (BOOK, PDNG), booking date (BookgDt), value date (ValDt), bank reference and transaction code (BkTxCd)",[391,392],"**NtryDtls \u002F TxDtls**","Details of the payment behind an entry: the parties (Dbtr, Cdtr with their names and IBANs), references such as EndToEndId, and the purpose text in **RmtInf \u002F Ustrd**",[394,395],"**AddtlNtryInf**","Extra free text from the bank, often the booking text","Amounts in camt.053 are always positive. Whether money went in or out is in CdtDbtInd, and a reversal indicator (RvslInd) can flip it. Summing the Amt column without that logic gives a meaningless total.",{"h2":398,"p":399,"table":401},"A camt.053 example, element by element",[400],"Here is one direct debit as it appears in a camt.053 file, and where each value ends up in the Excel file:",{"head":402,"rows":405},[372,403,404],"Example value","In the Excel file",[406,410,414,418,422,426,430,434,437],[407,408,409],"Acct \u002F Id \u002F IBAN","DE89370400440532013000","Account label (last 4 digits)",[411,412,413],"Bal, type OPBD","1250.00 EUR, CRDT","Opening balance in the Summary sheet",[415,416,417],"Ntry \u002F Amt","89.90 (Ccy EUR)","Amount **−89.90**",[419,420,421],"Ntry \u002F CdtDbtInd","DBIT","The minus sign",[423,424,425],"Ntry \u002F BookgDt \u002F Dt","2026-09-14","Date, as a real Excel date",[427,428,429],"TxDtls \u002F RltdPties \u002F Cdtr \u002F Nm","STADTWERKE MUSTERSTADT","Description, and a clean payee: **Stadtwerke Musterstadt**",[431,432,433],"TxDtls \u002F RmtInf \u002F Ustrd","Abschlag Strom September","Description",[435,435,436],"—","Category, e.g. **Utilities**",[438,439,440],"Bal, type CLBD","1160.10 EUR, CRDT","Closing balance; 1,250.00 − 89.90 = 1,160.10, so the check passes",{"h2":442,"p":443,"ul":446},"How to open a camt.053 file in Excel",[444,445],"A browser or text editor shows a camt.053 file as raw XML. Excel for Windows can load it through **Data → Get Data → From File → From XML**, but Power Query returns nested tables: amounts without signs, CRDT and DBIT in a separate column, names and purpose texts in child tables you have to expand and join. That works for a one-off look; it is slow to repeat every month and easy to get wrong.","Converting the file gives you one flat table instead. When we read a camt.053 file:",[447,448,449,450,451,452],"Debits become negative and credits positive, with reversals taken into account","The booking date is used as the date (the value date when there is no booking date)","The description combines the other party — the creditor for money out, the debtor for money in — with the purpose text","Entries that are not booked yet (pending or information-only) are left out, so the statement matches its booked balances","Each entry gets a clean payee name and a category, the same as a [PDF converted to Excel](\u002Fbank-statement-to-excel)","The opening balance plus all entries must equal the closing balance; if it doesn't, you see it before you export",{"h2":454,"p":455,"table":457,"note":475},"camt.052 vs camt.053 vs camt.054",[456],"The three cash-management messages share the same building blocks (Acct, Bal, Ntry) but serve different jobs. All three can be uploaded:",{"head":458,"rows":462},[459,460,461],"Message","ISO 20022 name","What banks use it for",[463,467,471],[464,465,466],"**camt.052**","Bank-to-Customer Account Report","Intraday or interim reports; may include entries that are not booked yet",[468,469,470],"**camt.053**","Bank-to-Customer Statement","The end-of-day statement with booked entries and booked balances — the one for bookkeeping",[472,473,474],"**camt.054**","Bank-to-Customer Debit\u002FCredit Notification","Notifications of single debits or credits, often the breakdown of a batch booking; usually without balances","For accounting and reconciliation, download camt.053. A camt.054 file usually has no opening or closing balance, so there is nothing to check its entries against.",{"h2":477,"p":478},"CAMT.053 vs MT940: which should I download?",[479,480],"Both describe the same statement. CAMT.053 is richer: names, IBANs, end-to-end references and the purpose text each have their own field, while MT940 squeezes the same details into at most six lines of 65 characters in its :86: field, laid out differently from bank to bank. Swift's equivalence tables map MT940 to camt.053, and banks are moving customers to ISO 20022.","If your bank offers both, take camt.053. Use MT940 only when the software you feed it to reads nothing else. For converting to Excel it makes no difference: we read both, see [MT940 to Excel](\u002Fmt940-to-excel).",{"h2":482,"p":483},"Several accounts, daily files and whole years",[484,485],"One camt.053 file often holds several statements: one per account, or one per day. We group them by account and currency. Daily statements of the same account join into one statement, with the opening balance of the first day and the closing balance of the last, and a second account or currency becomes a separate statement.","Some banks deliver one XML file per day, often zipped. Unzip the archive and upload all the files at once, then export them together into one Excel workbook or [CSV file](\u002Fbank-statement-to-csv), optionally limited to a date range — the usual request when [accountants and bookkeepers](\u002Faccountants-and-bookkeepers) close a month or a year.",[487,489,492,495,497,500],{"q":362,"a":488},"It is the ISO 20022 bank-to-customer statement: an XML file with the account, its opening and closing balances and every booked entry of the period. It is the successor of the SWIFT MT940 statement.",{"q":490,"a":491},"How do I open a CAMT.053 file in Excel?","Excel for Windows can import it via Data → Get Data → From XML, but you get nested tables with unsigned amounts. Converting it gives one row per entry with a signed amount, payee and category.",{"q":493,"a":494},"What is the difference between camt.052, camt.053 and camt.054?","camt.052 is an intraday account report, camt.053 the end-of-day statement, and camt.054 a notification of individual debits or credits. Use camt.053 for bookkeeping.",{"q":477,"a":496},"CAMT.053 if your bank offers it: it keeps names, IBANs and references in separate fields. Both convert to Excel the same way.",{"q":498,"a":499},"Does converting a CAMT.053 file use pages?","No. CAMT, MT940, CSV, Excel, OFX and QIF files use no pages, but you need a plan or a page pack to upload them. See [pricing](\u002Fpricing).",{"q":501,"a":502},"Can I export the result to QuickBooks or Xero?","Yes. Besides Excel and CSV you can export a QuickBooks Online CSV, a .qbo file for QuickBooks Desktop, a Xero CSV, OFX or QIF. See [bank statement to Xero](\u002Fbank-statement-to-xero).",[230,125,66,34,304],{"de":505,"en":168,"nl":506,"pl":507},"\u002Fde\u002Fcamt-053-in-excel","\u002Fnl\u002Fcamt-053-naar-excel","\u002Fpl\u002Fcamt-053-do-excel",{"title":17,"path":19},[510,511,512,513,514],{"id":230,"type":52,"title":231,"description":232,"path":233},{"id":125,"type":52,"title":126,"description":127,"path":128},{"id":66,"type":52,"title":67,"description":68,"path":69},{"id":34,"type":29,"title":35,"description":36,"path":37},{"id":304,"type":41,"title":305,"description":306,"path":307},[],1793285443744]